Carlsbad

Main Office

5958 Priestly Drive, Suite 102, Carlsbad, CA 92008

We are a trusted guide to help you achieve your mortgage goals.

Our Mission.

We help our customers protect what they care about and achieve their financial goals.

Helping to guide you during the mortgage process.

Our mortgage team will take the time to understand your individual needs and deliver truly personal home loan solutions. The team is backed by a dedicated support organization, state-of-the-art technology, and a customized line of home loan options, so that we can help make the loan process easy and efficient. We’re here to guide you through the entire mortgage loan process – every step of the way.

Mutual of Omaha Mortgage difference.

Mutual of Omaha Mortgage offers a complete line of residential mortgage, refinancing, and specialty loans. We employ a knowledgeable staff of experienced Loan Officers with an Operations team that is second to none. By constantly updating our loan programs and pricing based on market patterns, Mutual of Omaha Mortgage ensures that we deliver extremely competitive rates combined with optimal mortgage structuring.

Learn more about how our approach separates us from others in the mortgage industry.

Office Locations

Main office

Main office

5958 Priestly Drive, Suite 102, Carlsbad, CA 92008

Phone:
(760) 492-5650
Fax:
(760) 539-8018
Hours:
Monday 8am - 6pm
  • Tuesday 8am - 6pm
  • Wednesday 8am - 6pm
  • Thursday 8am - 6pm
  • Friday 8am - 6pm

See What Our Customers Have to Say

James Deane Blake in WILLARD, NC

On August 06, 2025

I enjoyed this. Some hard work at times but we did it. Thanks Luis Lowe!!!

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Susanne Kemp

On August 02, 2025

Such a great experience and great customer experience!! I recommend this company to anyone,

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Susanne M. Kemp in McKinney, TX

On August 02, 2025

Very personalable and relatable. Gives the best options for his customers. It was truly a great experience.

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Heathre S Harris in CHEYENNE, WY

On July 31, 2025

Efficient, great experience!

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Melissa Iszler in Ridgway, CO

On July 21, 2025

Dan was always responsive and helpful. He made the mortgage processes stress free and go so well.

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Cody Iszler in Ridgway, CO

On July 21, 2025

Great communication and timely service.

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E f L

On July 12, 2025

Excellent service , patient, kind and hard working, Ed Buffum help make our dreams come true.

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Evelyn Fries Luchesi in White Hall, IL

On July 12, 2025

I think Ed buffum worked as hard for me as he would a million dollar client. He was patient ,kind and kept me calm and on track. I have already posted this excellent service to my social media, both friends, family and my 4k followers on bluesky. I do not tweet. I am extremely happy with the service from him and with mutual of Omaha of whom I've been a customer over 25 years Thanks to all involved ( Patty) Mrs E Luchesi. Lo

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Logan McGown in Riverside, CA

On July 06, 2025

Ed helped walk us through the process of acquiring a loan for our first home. He was always readily available to answer our questions and help. Very happy with the service through Mutual of Omaha, but moreso for the intentionality of Ed.

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Paul Pierre

On July 03, 2025

This was a refinance of an existing Mutual of Omaha mortgage and Luis had worked with us on the previous mortgage. We started out with confidence in his knowledge and ability. With this refinance we had requested a pretty large cash out for home repairs. Luis worked on this for us and when he could not quite get what we needed from the conventional process he inquired of us about a VA. He had noticed on the application paperwork that Paul was a veteran. We did not think we had an VA benefit left to use. Luis looked into it for us and found that we were eligible and had enough benefit to get us the cash out we needed and at a lower interest rate for us. We are so thankful to have had Luis on our side through this process. Thank you Luis and Mutual of Omaha.

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552 Reviews

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Working with Mutual of Omaha Mortgage in Carlsbad, California 

Carlsbad, California, is a coastal city in San Diego County well-known for its stunning beaches, beautiful lagoons and picturesque sunsets. With a population of over 115,000 people, Carlsbad is a thriving community that offers its residents a high quality of life.

Aside from its scenic views, Carlsbad, California, is a great place to own property due to its strong economy and thriving tourism industry, bringing in millions of visitors annually. This has helped to create a stable real estate market in Carlsbad, making it a wise investment for those looking to own property in Southern California.

Securing a Home Loan in Carlsbad

However, buying real estate is not as straightforward as it seems. The best way to acquire property is by applying for a loan, which can sometimes be complicated, especially for areas with a high cost of living. 

Carlsbad, California, is an affluent city with a high median home price, which makes it difficult for potential buyers to meet the strict lending requirements. Additionally, the city's housing market is highly competitive, with many buyers vying for limited inventory, making it even more challenging to secure a home loan in Carlsbad. Lenders are also now more cautious when approving loans, scrutinizing borrowers' credit scores, income and debt-to-income ratios more closely. This means self-employed individuals with irregular income streams face several obstacles before securing a mortgage in Carlsbad.

Having professional guidance can make all the difference in getting a home loan in Carlsbad. Mortgage bankers have the expertise and experience to guide buyers through the complex property buying process. They can help you understand their options, navigate the application process and ensure you get the best possible terms and rates.

Working with professionals at Mutual of Omaha Mortgage saves time and avoids common pitfalls in acquiring a mortgage in Carlsbad. Mutual of Omaha Mortgage is a well-respected investment company with decades of experience in the industry. Founded in 1909, Mutual of Omaha has provided financial solutions to individuals and businesses for over a century. Now, Mutual of Omaha Mortgage has established itself as a trusted and reliable source of expertise for first-time homebuyers and seasoned investors alike.

Our dedication to providing excellent service sets us apart from other investment companies. We are committed to helping you achieve your financial goals by offering customized solutions tailored to your needs.

With Mutual of Omaha Mortgage, you have a partner that has your best interests in mind. Secure a home loan in Carlsbad and take the next step in owning your dream home.

News & Updates

Contact Us

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Branch Phone Number

(760) 492-5650

MONDAY - FRIDAY | 8 a.m. to 6 p.m. 

 

Branch Manager

(760) 492-5650

MONDAY - FRIDAY | 8 a.m. to 6 p.m. 

 

Mailing Address

Mutual of Omaha Mortgage

5958 Priestly Drive, Suite 102

Carlsbad, CA 92008