Carlsbad

Main Office

5958 Priestly Drive, Suite 102, Carlsbad, CA 92008

We are a trusted guide to help you achieve your mortgage goals.

Our Mission.

We help our customers protect what they care about and achieve their financial goals.

Helping to guide you during the mortgage process.

Our mortgage team will take the time to understand your individual needs and deliver truly personal home loan solutions. The team is backed by a dedicated support organization, state-of-the-art technology, and a customized line of home loan options, so that we can help make the loan process easy and efficient. We’re here to guide you through the entire mortgage loan process – every step of the way.

Mutual of Omaha Mortgage difference.

Mutual of Omaha Mortgage offers a complete line of residential mortgage, refinancing, and specialty loans. We employ a knowledgeable staff of experienced Loan Officers with an Operations team that is second to none. By constantly updating our loan programs and pricing based on market patterns, Mutual of Omaha Mortgage ensures that we deliver extremely competitive rates combined with optimal mortgage structuring.

Learn more about how our approach separates us from others in the mortgage industry.

Office Locations

Main office

Main office

5958 Priestly Drive, Suite 102, Carlsbad, CA 92008

Phone:
(760) 492-5650
Fax:
(760) 539-8018
Hours:
Monday 8am - 6pm
  • Tuesday 8am - 6pm
  • Wednesday 8am - 6pm
  • Thursday 8am - 6pm
  • Friday 8am - 6pm

See What Our Customers Have to Say

Erlinda B. Manuel in Auburn, WA

On February 21, 2026

No unpleasant experience at all because efward did all he can to help me

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Michelle L Miller in PEMBROKE PINES, FL

On February 07, 2026

Ed was great to work with, he communicated well and got my refinance done quickly!

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Remigilda J. Lerias in Perris, CA

On February 02, 2026

patience and honest

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Patrick J Shea in SCITUATE, MA

On January 14, 2026

He was patient, extremely

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Randy Walker in DELPHOS, KS

On January 08, 2026

professional, seemed to be helpful, knowledgable, friendley

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Shanika McPhaull in Omaha, NE

On December 23, 2025

I greatly appreciated Ed's attentiveness throughout the homebuying process. Ed provided clear and informative guidance every step of the way. Although I have owned a home before, I encountered some new challenges this time. Thanks to Ed's extensive knowledge, the entire experience was smooth and stress-free for me.

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Erich K Richter in BIXBY, OK

On December 20, 2025

The process was extremely simple straightforward and Ed did a great job of communicating with me of what my expectation should be. I'm extremely pleased with the service that I received.

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Walter Girard Gearhart in EUGENE, OR

On December 02, 2025

have used Ed two or three times. I will always use him because he always gets it done always has info and always makes it easy.

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Diane L Repasky in GROVE CITY, OH

On November 09, 2025

It is always a pleasure to do business with Ed and his team. Their knowledge and efficiency surpass any in the field. They made a very high stress experience of home purchase a smooth experience.

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Matthew A. Edwards in Mesa, AZ

On November 06, 2025

Great cominaction with Ed and good advice from him as well.

Read more reviews

570 Reviews

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Working with Mutual of Omaha Mortgage in Carlsbad, California 

Carlsbad, California, is a coastal city in San Diego County well-known for its stunning beaches, beautiful lagoons and picturesque sunsets. With a population of over 115,000 people, Carlsbad is a thriving community that offers its residents a high quality of life.

Aside from its scenic views, Carlsbad, California, is a great place to own property due to its strong economy and thriving tourism industry, bringing in millions of visitors annually. This has helped to create a stable real estate market in Carlsbad, making it a wise investment for those looking to own property in Southern California.

Securing a Home Loan in Carlsbad

However, buying real estate is not as straightforward as it seems. The best way to acquire property is by applying for a loan, which can sometimes be complicated, especially for areas with a high cost of living. 

Carlsbad, California, is an affluent city with a high median home price, which makes it difficult for potential buyers to meet the strict lending requirements. Additionally, the city's housing market is highly competitive, with many buyers vying for limited inventory, making it even more challenging to secure a home loan in Carlsbad. Lenders are also now more cautious when approving loans, scrutinizing borrowers' credit scores, income and debt-to-income ratios more closely. This means self-employed individuals with irregular income streams face several obstacles before securing a mortgage in Carlsbad.

Having professional guidance can make all the difference in getting a home loan in Carlsbad. Mortgage bankers have the expertise and experience to guide buyers through the complex property buying process. They can help you understand their options, navigate the application process and ensure you get the best possible terms and rates.

Working with professionals at Mutual of Omaha Mortgage saves time and avoids common pitfalls in acquiring a mortgage in Carlsbad. Mutual of Omaha Mortgage is a well-respected investment company with decades of experience in the industry. Founded in 1909, Mutual of Omaha has provided financial solutions to individuals and businesses for over a century. Now, Mutual of Omaha Mortgage has established itself as a trusted and reliable source of expertise for first-time homebuyers and seasoned investors alike.

Our dedication to providing excellent service sets us apart from other investment companies. We are committed to helping you achieve your financial goals by offering customized solutions tailored to your needs.

With Mutual of Omaha Mortgage, you have a partner that has your best interests in mind. Secure a home loan in Carlsbad and take the next step in owning your dream home.

News & Updates

Contact Us

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Branch Phone Number

(760) 492-5650

MONDAY - FRIDAY | 8 a.m. to 6 p.m. 

 

Branch Manager

(760) 492-5650

MONDAY - FRIDAY | 8 a.m. to 6 p.m. 

 

Mailing Address

Mutual of Omaha Mortgage

5958 Priestly Drive, Suite 102

Carlsbad, CA 92008